Retirement Planning

It is generally acknowledged that having a financially secure retirement is a top priority. In all likelihood, however, there will be financial headwinds to overcome to make this a reality. These headwinds most likely include healthcare costs that continue to escalate, food costs that continue to rise, housing costs that annually show upturns, transportation costs that seemingly never level off, and a myriad of other costs that show upticks.

How can you avoid the pitfalls that can lead to running out of money during retirement?

Our benefit to you is to seek to remove as much uncertainty as possible when it comes to your income and expenses. At Oracle Financial Group, we seek to develop a plan that shows the amount of money you will need to invest during pre-retirement (this includes Baby Boomers, Generations X, Y, and Millennials) to avoid running out of money during retirement. As part of our pre-retirement analysis we will help you navigate the maze of Social Security options and recommend the one that is most beneficial. Or, if you are retired, we seek to create a plan that acts as an alert mechanism that makes you aware of any possible impediment to a financially secure retirement and recommend ways to overcome any roadblock.

We develop these analyses that can be integrated into the process of providing advice on your 401 (k) or 403(b) investments and assisting you in managing your Traditional or Roth IRAs and rollover IRAs.

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